Investment Disclaimer
Last updated: 2026-05-14
1. Informational Purposes Only
All articles, analyses, charts, and opinions published on Morinovari Blog (the “Site”) are provided solely for general informational and educational purposes. Nothing on the Site constitutes a solicitation, recommendation, or offer to buy or sell any real estate property, security, fund, derivative, digital asset, or other financial instrument, nor does it constitute personalized investment or tax advice for any individual.
2. Not a Registered Adviser
The operator of the Site is not a registered real estate agent, tax advisor (CPA), attorney, or financial professional under the laws of the Republic of Korea, the United States (SEC/FINRA), the European Union, or any other jurisdiction. Content on the Site reflects the personal views and learning notes of an individual, not professional real estate, tax, or financial advice.
3. No Warranty of Accuracy
While the Site relies on sources believed to be reliable, no warranty is made as to:
- The completeness, accuracy, or timeliness of any information;
- Whether data has been updated after publication;
- The credibility of third-party sources (company filings, analyst reports, news media, etc.).
All content reflects information available as of the date of publication and may be rendered inaccurate by subsequent events or market conditions.
4. Historical Data and Future Value
Historical transaction prices, property value trends, or tax calculation examples discussed on the Site do not guarantee future asset values or identical tax treatments. All real estate and financial investments carry the risk of value depreciation, and policy changes may result in unexpected costs.
5. Conflict of Interest Disclosure
The operator may own or transact in specific properties or assets discussed on the Site. You should assume such ownership may exist even when not explicitly disclosed in an individual post. Always consider that such interests may influence the objectivity of the analysis.
6. Advertising and Affiliate Disclosure
The Site may, now or in the future, contain display advertising (including Google AdSense) or affiliate links from which the operator may earn revenue. Posts containing affiliate links will be marked as such. Advertising and affiliate relationships do not influence editorial conclusions.
7. User Responsibility
Any real estate, tax, or financial decision made on the basis of content on the Site, and any resulting outcome, is the sole responsibility of the user. Neither the operator nor the Site shall be liable for any direct, indirect, incidental, or consequential loss arising from reliance on the content.
8. Seek Professional Advice
Before making any investment decision, you should consider your own financial situation, investment objectives, risk tolerance, and tax circumstances, and you are encouraged to consult a licensed financial professional, tax advisor, or attorney as appropriate.
9. External Links
The Site may link to third-party websites. The Site does not endorse or accept responsibility for the content, accuracy, or safety of any external resources.
10. Changes
This disclaimer may be modified without prior notice. Changes will be reflected in the “Last updated” date on this page.
11. Contact
Questions regarding this disclaimer may be directed to morinova.ri@gmail.com.